Chevy Silverado Insurance Rate Quotes in San Diego

Insurance for Chevy SilveradoWant to learn how to find cheaper Chevy Silverado insurance in San Diego? Are you irritated from not being able to scrape enough together each month for insurance? You are in the same boat as millions of other drivers.

A study showed that nearly 70% of consumers kept their coverage with the same insurance company for at least the last four years, and roughly 40% of drivers have never taken the time to shop around. With the average insurance premium being $1,390, California drivers could save themselves roughly 35% a year just by comparing rates, but they don’t know the amount of money they would save if they switch to a new company. Drivers have many insurers to buy insurance from, and though it is a good thing to have a selection, so many choices can make it hard to find a good deal for Chevy Silverado insurance in San Diego.

It’s a good habit to compare prices occasionally because prices go up and down regularly. Even if you think you had the lowest rates on Chevy Silverado insurance in San Diego on your last policy you will most likely find a better rate quote today. You can find a lot of wrong information about Silverado insurance on the web, but in just a couple of minutes you can learn some guaranteed methods to reduce your insurance bill.

How to compare Chevy Silverado insurance quotes in San Diego, CA

All the larger insurance companies such as Progressive, Allstate and GEICO allow you to get pricing from their websites. Comparing Chevy Silverado insurance rates online is pretty painless because it’s just a matter of typing in the coverages you want into the quote form. Upon sending the form, the quote system will obtain your credit score and driving record and generates pricing information based on these factors. This makes it easy to compare insurance prices and it is important to have as many quotes as possible if you want to get lower-cost prices.

If you want to compare pricing, compare rates now from the companies shown below. If you have coverage now, it’s recommended you complete the form with the limits and deductibles identical to your current policy. Doing this guarantees you will have comparison quotes based on similar coverages.

The auto insurance companies shown below provide price quotes in San Diego, CA. If several companies are displayed, we suggest you visit two to three different companies to get the cheapest price.

Chevrolet Silverado Insurance Rates in San Diego, CA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Silverado LS Regular Cab 2WD $230 $392 $470 $28 $140 $1,260 $105
Silverado LS Regular Cab 4WD $186 $316 $416 $24 $124 $1,066 $89
Silverado LT Regular Cab 2WD $316 $464 $654 $38 $196 $1,668 $139
Silverado LT Regular Cab $262 $478 $470 $28 $140 $1,378 $115
Silverado LS Extended Cab 4WD $346 $632 $456 $26 $136 $1,596 $133
Silverado LT Extended Cab 4WD $378 $708 $596 $36 $178 $1,896 $158
Silverado LT Extended Cab 2WD $292 $570 $470 $28 $140 $1,500 $125
Silverado LS Extended Cab 2WD $366 $776 $650 $38 $194 $2,024 $169
Silverado LT Crew Cab 4WD $204 $418 $464 $28 $138 $1,252 $104
Silverado LS Crew Cab 2WD $370 $792 $564 $34 $168 $1,928 $161
Silverado LS Crew Cab 4WD $370 $834 $500 $30 $150 $1,884 $157
Silverado LT Crew Cab 2WD $348 $672 $674 $40 $202 $1,936 $161
Silverado LTZ Extended Cab 2WD $416 $792 $510 $30 $152 $1,900 $158
Silverado LTZ Extended Cab 4WD $428 $834 $596 $36 $178 $2,072 $173
Silverado LTZ Crew Cab 2WD $270 $536 $564 $34 $168 $1,572 $131
Silverado LTZ Crew Cab 4WD $204 $418 $464 $28 $138 $1,252 $104
Silverado Crew Cab Hybrid 2WD $440 $780 $578 $34 $174 $2,006 $167
Silverado Crew Cab Hybrid 4WD $268 $522 $416 $24 $124 $1,354 $113
Get Your Own Custom Quote Go

Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include multi-policy, multi-vehicle, homeowner, safe-driver, and claim-free. Rates do not factor in zip code location which can impact premiums noticeably.

Auto insurance rates by age and gender

The chart below compares Chevrolet Silverado insurance rates for male and female drivers. The prices are based on no tickets, no at-fault accidents, full physical damage coverage, $500 deductibles, drivers are not married, and no policy discounts are applied.

Deductible comparison

The diagram below illustrates how choosing a deductible and can raise or lower Chevrolet Silverado insurance premiums for each different age category. The price estimates are based on a married male driver, comprehensive and collision coverage, and no other discounts are factored in.

Affordable Chevy Silverado insurance in San Diego

Some insurance providers don’t list all their discounts very clearly, so the next list breaks down some of the more common as well as the least known discounts you could be receiving when you buy San Diego car insurance online.Cheaper car insurance with discounts

Don’t be surprised that most discounts do not apply to the entire cost. A few only apply to the cost of specific coverages such as medical payments or collision. So despite the fact that it appears you can get free auto insurance, car insurance companies aren’t that generous.

A few companies that may include these money-saving discounts include:

Before buying, ask each company which discounts they offer. Some of the earlier mentioned discounts might not apply in every state. For a list of insurers with discount rates in California, click here.

Why you need insurance for your Chevy vehicle

Even though it can be expensive, insurance is most likely required but also gives you several important benefits.

The benefits of buying enough insurance definitely exceed the price paid, especially when you need to use it. On average, a vehicle owner in San Diego is currently overpaying as much as $700 annually so compare rates at every renewal to be sure current rates are still competitive.

How do I know if I need professional advice?

Keep in mind that when it comes to choosing a policy, there is no best way to insure your cars. Your needs are not the same as everyone else’s.Higher deductibles save money

Here are some questions about coverages that can aid in determining if you would benefit from an agent’s advice.

If you can’t answer these questions but a few of them apply then you might want to talk to an agent. If you want to speak to an agent in your area, complete this form. It only takes a few minutes and can help protect your family.

What if I want to buy from local San Diego insurance agencies?

Certain consumers just want to have an agent’s advice. Agents can help determine the best coverages and give you someone to call. One of the benefits of comparing rate quotes online is that you can find lower rates and still have an agent to talk to. Supporting local insurance agencies is important especially in San Diego.

Insurance agents in San DiegoBy using this form (opens in new window), your insurance coverage information is sent to agents in your area who will give you bids for your insurance coverage. You never need to do any legwork since price quotes are sent immediately to you. In the event you want to get a comparison quote from a particular provider, you can always find their quoting web page and complete a quote there.

When searching for a reliable agent, you should know the types of insurance agents and how they can quote your rates. Agents in San Diego may be either exclusive or independent. Either can provide auto insurance policies, but it is important to understand the difference in how they write coverage since it can impact which type of agent you select.

Independent Insurance Agents

Agents in the independent channel do not write with just one company so they can quote policies with multiple insurance companies and find you cheaper rates. If they find a lower price, an independent agent can move your coverage without you having to go to a different agency. When shopping rates, we recommend you get quotes from several independent agencies to ensure the widest selection of prices.

Featured below is a partial list of independent insurance agents in San Diego who may provide free price quotes.

3443 Camino del Rio S #221San Diego, CA 92108(619) 296-6222View Map

701 B St #2100San Diego, CA 92101(619) 744-5000View Map

4456 Vandever Ave #10San Diego, CA 92120(619) 325-3600View Map

More San Diego agents

Exclusive Auto Insurance Agents

Exclusive insurance agents have only one company to place business with and examples are State Farm, Allstate, and Farm Bureau. Exclusive agents cannot provide other company’s prices so you need to shop around if the rates are high. Exclusive agents are usually quite knowledgeable on sales techniques which helps them compete with independent agents.

Listed below is a list of exclusive insurance agencies in San Diego that are able to give rate quotes.

7323 Convoy Ct # B111San Diego, CA 92111(858) 268-7010View Map

3555 Rosecrans St Ste 202San Diego, CA 92110(619) 223-2191View Map

8333 Clairemont Mesa Blvd Ste 110San Diego, CA 92111(858) 278-4880View Map

More San Diego agents

Finding the right insurance agent requires you to look at more than just the premium amount. These are some questions you should get answers to.